For complete list of INQUIRER.net RSS Feed visit http://services.inquirer.net/rss/rss.php http://services.inquirer.net/rss/money_advice.xml 2008-05-10T00:46:41+08:00 text/html http://business.inquirer.net/money/advice/view/20080507-135073/Can-you-withstand-market-fluctuations-and-spikes We often conclude that liquidity is not an issue for investments that we intend to hold to maturity. However, unless we have the ability to perfectly foretell the future or are well endowed, we really need to pay more attention to liquidity. text/html http://business.inquirer.net/money/advice/view/20080430-133588/Yield-is-not-all-that-matters We often make the mistake of putting too much emphasis on expected return when we pick among investment options. The reality though is that we do not put enough weight on an investment’s tradeability, which in this market can often be a costly mistake. text/html http://business.inquirer.net/money/advice/view/20080416-130694/Dangerous-thoughts-on-retirement-Better-late-than-never We all get pre-occupied by the rat race. Though retirement is an eventuality, surely taking a few years off wouldn't hurt my retirement plan. Or would it? text/html http://business.inquirer.net/money/advice/view/20080410-129458/Preparing-for-retirement-in-the-Philippines-continued The good news is that the Philippines does not have the "aging tiger" problem that is so prominent elsewhere in the region. The bad news is that most of us are not preparing for our retirement needs. text/html http://business.inquirer.net/money/advice/view/20080402-127853/Preparing-for-retirement-in-the-Philippines A lot of OFWs have inquired about investment opportunities here in anticipation of their retirement. What must they look out for? text/html http://business.inquirer.net/money/advice/view/20080326-126476/Investing-for-OFWs A lot of OFWs have inquired about investment opportunities in anticipation of their retirement. What must they look out for? text/html http://business.inquirer.net/money/advice/view/20080305-122938/How-currency-hedging-works Many think the peso would continue to weaken against the dollar, even up to P120 per dollar. It caught a lot of people by surprise to see the peso head back to the low 40s. Is there anything dollar earners can do to stem the tide? text/html http://business.inquirer.net/money/advice/view/20080227-121435/What-kind-of-investor-are-you Financial literacy is the first step to transforming a spender into a saver. The next stage is knowing the the general types of saving/investment strategies for a particular investment profile. text/html http://business.inquirer.net/money/advice/view/20080220-120014/What-is-the-best-way-to-start-an-investment Investors are always admonished to monitor both the instruments they invest in and the institutions that they deal with. The reality though is that this task is often untenable except to those who have both the financial sophistication and the access to institutional information. text/html http://business.inquirer.net/money/advice/view/20080213-118548/Alternatives-to-low-interest-bearing-deposits The quiet quandary among savers lately is finding opportunities that provide good returns. Basic bank deposits --- although more for parking funds than outright investing --- now have near-zero returns. Some banks require a minimum outstanding balance for the depositor to even qualify for interest. text/html http://business.inquirer.net/money/advice/view/20080207-117380/How-to-deal-with-topsy-turvy-markets I am an OFW from Leyte with three kids, all in college. I have a dollar savings account and it pains me everytime the peso strengthens against the dollar. Do you recommend that I should withdraw my dollars from the bank before it goes down to P35 per dollar? Is the weakening of the dollar temporary? --- Mr. Jacinto text/html http://business.inquirer.net/money/advice/view/20080130-115712/Are-you-saving-or-being-miserly Saving is a difficult discipline because it involves personal choices. Saving does not mean we stop spending. It means we have to make personal choices about how we prefer to manage our cash flow.